Convenient Access

Your money’s always at your fingertips!

VISA debit card

Buy things online or in-person… or get cash from the ATM!

mobile banking

Just about everything you need… at your fingertips!


Pay for stuff through Apple Pay, Google Pay or Samsung Pay!

Card controls

Control when, where and how your card is used – you have the power!


30,000+ surcharge-free ATMs – find the one nearest you!

Chat, send a message or give us a call…
we’re here to help!

Visa Debit Card


Your free Visa Debit Card from SCE Credit Union is the perfect way to pay for almost everything, every day – online and in stores.

Payments are deducted automatically from your Checking account, so you can see up-to-date balances and the merchant name, location, date, and amount for every purchase. 

Debit or Credit? What’s the difference?

Debit – If you choose this option, the transaction is processed through the ATM network and you’ll be required to enter your personal identification number (PIN).

Credit – When you use this option, the transaction is processed through the Visa network. Although there’s not much difference, this option actually costs your Credit Union less money in processing.

So, the next time you’re asked, help your Credit Union and choose CREDIT!!

Mobile Banking


Get our app using our links below!

What can I do in the Mobile Banking app?

And that’s not even the half of it!

Digital Wallet


Do more with less… in your pocket! Our credit and debit cards have joined forces with your phone to make paying for lunch, buying clothes, and whatever else… a tap.

Apple Pay, Google Pay and Samsung Pay

Mobile Payments through your phone are safe and secure, thanks to tokenization – the industry standard for secure payments. Your account information isn’t stored on your phone or even given to the merchant. Instead, these apps use encryption to generate a virtual account number or “token”, eliminating the need for merchants to store your personal data on their networks – providing you with an extra layer of security.

What does tokenization mean?

Tokenization is the process of replacing your debit or credit card number during a payment transaction with a randomly generated 16-digit number, called a token. Because the token is simply a random number and not your real account number, someone trying to steal your information won't be able to hack your account.

Card Controls


The worst feeling is when your debit or credit card is nowhere to be found or you see a charge on your account you didn’t make. All of a sudden, you know exactly where the pit of your stomach is.

But wait… you’ve got this!

Card Controls is built into our Mobile Banking app! It allows you to turn your card off… instantly!

Protect yourself from fraud

Control spending

ATMs Nationwide


You’ve got places to be. Whether you’re on a road trip with the family or downtown with friends… we’ve got you covered. SCE Credit Union is part of the CO-OP ATM and Shared Branch Network, a national coalition of credit unions that work together for each other’s members.

4 ways to find an ATM or Shared Branch near you

CO-OP logos